Outlook on Social Security Advisors

David Giertz served as Vice President at the nationwide insurance company. He discussed the fact that most social security advisors do not talk about social security income and benefits. A very big problem for its client retention. Studies showed that most people within 10 years of retiring had not discussed the income and benefits with their social security advisor. He felt that this is a huge problem and that it is extremely important to discuss social security and benefits and income with your social security advisor when started to consider retirement. Studies have shown more that eighty percent of financial advisor customers showed a great deal of interest in changing their financial advisors if this topic would not get discusses properly with them. Wondering why this topic was being avoided by financial advisors Wall St. Journal asked this financial advisors this exact question. David Giertz said that social security is a complicated process and has many regulations. A record of the many rules and regulations, social security has financial advisors need to discuss income and benefit with it’s clients. With social security benefits becoming almost not enough to live on, it is very important that people know all, the fact about income and benefits before hand.

David Giertz has thirty years in the financial industry. He is a certified business coach with WABC, world association of business cards. He worked for Citi Group as one of their top financial advisors, earning him promotions that eventually lead to his vice presidency of sales. His record was constantly surpassing industry expectations.

David also has an MBA from the University of Miami, and a BS from Millikin University.

In an interview he said once that his mother told him some very good advice she said “Work hard, be positive, and learn something new every day.” He has lived by those words and it has made him very successful.

Flagship Europe; Operates Under OSI Leadership

Who Is OSI Industries Ltd., Food Group

OSI Industries Ltd., gives the opportunity for a complete nutritional diet; processed by a food service powerhouse. Thousands of customers are fed an OSI diet from restaurants, grocers, and local meat markets. OSI ensures their customers get a unique diet that gives you full disclosure on their website portal. They adhere to the strict rules of the food industry set forth by the FDA and international laws. They have been a name millions of people can trust in the food industry. Learn more about the OSI Industries food group for more details.

OSI Industries; Takes Over Flagship Europe

The food industry in Europe is a very lucrative industry and OSI Industries were quick to partner with their network. The Flagship Europe facility is one of the largest in the EU food market and is estimated to be worth millions. OSI will operate their restaurant condiments and frozen poultry. They write able to consistently maintain operation of the Flagship facility as easily as they were able to celebrate over 20 years in China for excellent food service. Their partnerships have also been successful in the United States and Asia.

OSI Industries; CEO, David McDonald

Professional businessman and CEO, David McDonald, allows his partners to take part in his efforts to create job opportunities for many impoverished areas overseas. He was the recent recipient of the Global Visionary Award for excellence because of his job initiative. He was able to create a network that is devoted to helping the communities they serve. OSI Industries is in line with their efforts with assets that total over $65.4 million dollars. OSI Industries has made it possible for many at risk adults to find economic sustainability. In fact, McDonald continues to be on board with many OSI programs and acquisitions.

Enjoy the popular OSI Industries network by becoming a part of their employment team. OSI Industries is offering many unique job opportunities nationwide and around the world. Join tube exclusive OSI Industries family today and feed your family a smart Mrs rocessed by industry leaders.

Rodrigo Terpins looks back at the 22nd edition of the Sertoes rally.

In the 22nd edition of the Sertoes rally, the competition was expected to be stiff, and this is something that the Bull Sertoes Rally team expected. The team led by Rodrigo Terpins and Michel Terpins would be covering an average of 3,000 kilometers that would see all the teams participating go through two states. The teams and their entourage were to depart from the town of Goiânia (GO) and the more than 2,000 set course headed for Belo Horizonte (MG). This distance was meant to test the mental agility as well as the skill of respective drivers and riders and their navigators. The twenty-second edition had also taken a special consideration on fans participation in the rally, and to this end, the stages were set such that they would begin on the weekend and close on one. This meant that then fans were able to show up at the beginning of the competition and be there to mark the close of the competition at the final destination. The schedule was quite exciting for competitors too as they would be able to give the biggest supporters an opportunity to see them live in action and as so develop their brands even further. The 22nd edition had a total of around 204 competitors that included four women.


The competitors would then be divided into their respective categories that included seventeen hips, four trucks, forty bikes, forty-five cars, and twenty-two UTVs. The total number of vehicles would add up to a hundred and twenty-eight. For Michel Terpins and Rodrigo Terpins this was an opportunity to put there T-Rex which was competing in the car category in racing mode. They were here to indulge their fan in a once in a lifetime display of skill and at the end of the day hopefully emerge winners. The T-Rex a special utility vehicle had just been refitted by the developers MEM motorsport. The team was pretty confident that they had been able to arrest any possible mechanical problems that they could anticipate and through the various training sessions they were sure that nothing would catch them by surprise in this edition. You can visit their website rodrigoterpins.com

How Wanting To Email A Video Led To A Successful Business For Bob Reina

Bob Reina started out his professional career as a policeman. However, over time he felt this limited him in the income he could earn and how he spent his time. One day while working a second job directing traffic a passerby talked to him about opportunities in direct marketing. His research into this led to him picking up a part-time job where he would sell other people’s products to people he knew and others in the community.

It was through building a team and combining efforts that Bob Reina could see how the direct marketing industry could work for him. The problem for him was that he would start selling some direct sales companies products, build up a solid team, and then the company would go under leaving him high and dry.

One day Bob Reina traveled to view a house in a neighboring state he had an interest in. He took videos of the home and wanted to send them over email but as he found out that couldn’t be done. He made the decision that it actually could be done and would be a great business opportunity if he were successful. What he envisioned was others sending videos that played right in the email box instead of just sending a link to be clicked on. He thought companies could build this into their marketing plans and be really successful with the concept.

The result was Video Email which was the first product he launched through his new company in 2007, Talk Fusion. Today this product has gone through a number of iterations to make it better than ever. It is also joined by four other products that together make a full video solution for business owners around the world.

One of the big things that Bob Reina loves about the direct selling industry is how everyone’s success is tied together. He says that everyone depends upon one another and the individual’s achievements benefit the entire group. As head of the company he says that the only way he makes a dime is when other people find success and achieve their dreams of working independently. Learn more: http://inspirery.com/bob-reina/

When he first started out in the industry part-time, Reina says that it occurred pretty often that his commission check couldn’t even cover his phone bill. It was by working hard and not accepting less than personal excellence that he achieved a great deal. Over time he built a sales system that not only worked for him but could be taught to others. When things can be duplicated by multiple people is when you know you have developed a system of sales that is effective.

Luiz Carlos Trabuco & The Future Of Bradesco Bank

For over 25 years, Lazaro de Mello Brandao has served as Bradesco Bank’s chairmen. The 91-year-old is one of the oldest reigning bank chairmens in the world. As they say, all things must come to an end. Brandao will be stepping down from his position at Bradesco Bank. He is set to be replaced by the bank’s current chief executive officer, Luiz Carlos Trabuco. From now until March, Trabuco will hold both the chairmen and CEO positions. When the time arises, a new CEO will be elected and Trabuco can solely focus on his duties as chairmen.

There has been plenty of speculation in regards to who will take on the role of CEO with the bank. According to g1.globo.com, Trabuco noted that a new CEO could be decided on sooner than March. Alexandre da Silva Glüher is the director of investor relations and he has an experience edge over many potential candidates. There’s also André Rodrigues Cano, who runs the Human Resources department. Domingos Figueiredo de Abreu is another candidate. He currently serves as the vice president of treasury and credit. Augusto Pancini ensures that the whole service network remains stable. He too has been named as a candidate for the CEO position.

Read more: Bancos podem emprestar mais, diz Trabuco

Mot only does Bradesco Bank need to decide on a new CEO, but the company must also appoint a new president of the bank. Trabuco made it clear that the next president will come from the board. He also said that the decision will be made after a thorough process has been completed. The board contains eight members and some of them are former bank executives. The bank has plans to increase the number of board members sometime down the road. Bradesco Bank has proposed an increase for the age limit of a CEO. The current limit is 65 and the bank hopes to bump that up to 67.

Trabuco has a list of credentials that back up his higher status with Bradesco Bank. He graduated from the School of Sociology and Politics Foundation in São Paulo. There, Trabuco earned a postgraduate degree in socio-psychology. In 1999, Trabuco was the investor relations officer for Banco Bradesco. He also maintained the executive vice president position. Trabuco’s role of chairman isn’t new to him. He held the position under Odontoprev SA. During his time with ArcelorMittal, he served as a member of the Board of Directors. As far as his experience with real estate and credit savings is concerned, Trabuco was on the committee of Brazilian Association.

With 48 years of experience, Trabuco continued to climb up the ladder in the work space. At a time, he was the president for the National Private Pension Association and the National Federation of Supplementary Health. His run as the president of companies don’t stop there. He also served as the president of CNF. Trabuco earned membership at the Superior Council. For a time, he was also the vice president of CNSeg. On top of that, Trabuco maintained membership at the Association of Geneva.

For more information about Luiz Carlos Trabuco, just click here.

Meet the Brilliant Mind behind Roberto Santiago Manaira Mall

Success is a combination of diligence, hard work, and patience. Roberto Santiago Manaira Shopping Mall is the product of Santiago’s determination. He was born in Joao Pessoa. He grew up with a dream of developing the recreational center of the society. This is because many individuals had to travel to other cities to access this joints.

Roberto Santiago is a man of many talents. He attracted a large audience through his blogging activities. Being a proficient writer, he wrote numerous informative and entertaining articles which made him popular.

Roberto Santiago went to Pio-X-Marist College where he studied Finance. He then proceeded to the University of Joao Pessoa where he successfully graduated with a degree in Business Administration.

After school, it was time to put the education he had acquired to practice. Santiago landed a job at Café Santa Rosa. Although it was a small company, he worked faithfully and managed to acquire enough finance and knowledge to begin his venture.

Roberto Santiago began a cartonnage company. The firm initially began with manufacturing of cardboards using cartons and later progressed to becoming a prominent home décor company. Despite the success of the firm, he had to pursue his dream.

In 1987, he bought a piece of land to build the ‘’ Roberto Santiago Manaira Mall’’. Within two years, his goal had been accomplished, and he launched the mall. The mall must be the most glamorous structure the residents had ever seen. The Manaira Mall has more than 280 buildings. Among the mall are jewelry stores, food courts, gyms just to mention a few facilities.

At the top of the glamorous Manaira Mall is the Domus Hall. The Domus Hall is very spacious and has extraordinary features that have created a name for it. The hall is soundproof, and the lighting system is designed with expertise. The aeration was also given special attention to ensure the big audience that it accommodates has a conducive environment.

In 2013, Roberto Santiago launched the Mangeira Mall. The mall is equally equipped and has significantly contributed to the entertainment sector of the nation.

During the 2015 financial crisis, many businesses were significantly affected. However, Santiago’s ventures remained strong. The incident proved their authenticity in the market. Many investors moved and began businesses around the areas.

The occupants of Roberto Santiago Manaira Mall greatly benefited from the scheme. They led to increased employment opportunities. The many businesses around the area also meant quality products in the market. Every manufacturer has to convince customers that their products are the best in the flooded market. The stiff competition has left the manufacturers with no option but offer fair prices for their products to consumers.

Roberto Santiago has other investments in different countries. He has promised to continue beginning other ventures.


Barbara Stokes A Leader In Sustainable Construction

Barbara Stokes has made it her life’s goal to supply well-built, environmental friendly homes for those who need them the most. As the Chief Executive Officer of Huntsville, Alabama-based Green Structure Homes (GSH) since 2011, Barbara has helped thousands of people be placed in emergency shelter when their homes are destroyed by natural disaster. GSH has been in operation for a decade and, between her and the rest of the management team, they have over 30 years of disaster management experience. They specialize in manufacturing mobile, modular homes that are energy efficient and up to code. They are an approved government contractor, recently signing a $28.5 million contract with FEMA. Barbara has helped grow GSH from a small shop to having hundreds of employees and a large manufacturing facility in Alabama. Follow Barbara Stokes on Facebook.

Barbara Stokes graduated from Mercy University of Macon, Georgia with a degree in Biomedical Engineering. Her passion for disaster relief construction has been what has driven GSH to become the top disaster relief construction companies in the Southeastern United States. Her and her husband Scott started GSH way back in 2008 and now have employees in eight different states and two offices in Alabama. Read more about Barbara Stokes at crunchbase.com.

Her expertise sets her apart from others in the industry, dedicated to providing quality first, while still providing value. Barbara is committed to sustaining the environment by reducing the carbon footprint on the structures her company builds. Barbara Stokes believes in promoting environmentally friendly construction while keeping her community involved by providing jobs and resources for the local area.

Read: http://www.wdrb.com/story/36540872/barbara-stokes-ceo-and-scott-stokes-coo-announce-new-job-creation-at-gsh-of-alabama-llc

The Researches of Mikhail Blagosklonny Leading to Miracle Drug

Rapamycin is considered a miracle drug in the healthcare space considering its widespread applications on various health conditions. The drug derived from a bacterium in 1972 was initially considered as an anti-fungal agent. However, in the later years, the researchers around the world found out many of its properties and applications in the modern healthcare. While coming to the people who gave breakthroughs to the drug, Mikhail Blagosklonny is the primary name as he did extensive research on the drug and found many of its properties. He also explained various properties of Rapamycin and how it helps in different health conditions or disorders.

Blagosklonny says that the drug has immunosuppressant properties. It means that the medicine can be applied to patients who are receiving external organs through a transplantation to avoid potential rejection tendency of the human body against external organs. While other drugs create toxicity towards kidney, Rapamycin found to be producing lesser effects. The drug is also used to treat Lymphangioleiomyomatosis – a rare lung condition found in pregnant women – as the primary drug for the severe condition. It is also used in coronary stents, especially in the coating, to avoid a re-stenosis in arteries after balloon angioplasty. It is also generally perceived that the drug can work significantly against cancer if applied in right doses, by promoting tumor regression.

Mikhail Blagosklonny also confirms that Rapamycin is an ideal choice for treating TSC or Tuberous Sclerosis Complex – a congenital disorder that causes benign tumor in heart, brain, kidneys, and other organs. It is also used to treat Facial angiofibromas, especially after TSC. Another critical area of research is improving the healthy lifespan of humans – an area Blagosklonny has conducted considerable research. The tests performed by him mice proved that the drug could be used an ideal choice to improve the lifespan of humans. He and other scientists are in their research to confirm the results clinically to help the humans, especially elders, to live a healthier and energetic life at their age. Know more about Mikhail at Philly Purge.

Blagosklonny is also a professor, research mentor, philanthropist, and more. He thinks that it is his duty to derive most effective treatment options for major diseases and make it available for the people around the globe, irrespective of their financial conditions. This is the reason he gave a strong focus on cancer and aging in his researches as both are considered to make significant impacts on the lives of many millions of people around the globe. As an expert and professor in the field, Blagosklonny encourages other researchers in the field to develop novel treatment methods in both the areas as he wants better results assured for the future. Read Mikhail’s plans for Oncology on Healingmagic.net.

His findings in cancer and aging have got significant attention in the medical field and helped other researchers to continue from that and make some revolutions in the respective fields. While coming to cancer treatment, Blagosklonny is on his attempts to develop a process that removes only the cancerous cells by leaving normal cells. The medical world has agreed that such a process is highly critical in the recovery of patients after treatment.

Learn more: https://classroomvoices.org/understanding-oncology-through-mikhail-blagosklonny/

Lime Crime Expands Brand To A Global Network

Lime Crime continues to give their audience bright shades and hues in a completely eater-proof super-foil formula. Which means, you’ll stand out in your selfies or enjoy cosmetics that last throughout your normal routine. Many women nationwide enjoy getting their website distinctly on their website for a unique eye-shadow and lipstick. Their touch-free formula also comes in a liquid eye-liner to accent your eyes. They provide color known to bring out your best features. If beauty is in the eyes of the beholder, you’ll love having Lime Crime as a beauty aide for your daily makeup routine. LC cosmetics continues to be a go-to beauty care products for hundreds of women.

They have been successful in their color scheme and have decided to expand to an international network. Their global manager, Kim Walls says, they expect a few issues, but LC cosmetics will still launch in China. Ironically, Wall says, their matte products were being replicated on the market and there would need to be changes. Their global manager has decided on e-commerce which will get the products exclusively to their China partners with reasonable shipping. The deal is expected to be estimated in the upwards of $2 million dollars for all parties involved.

You won’t find their products just anywhere because they still remain an exclusive brand. Visit their website to find great brands with names to guide you including Beet It or Radical Metallic. You can also choose is distinguishable products from select Bloomingdales retailers today. Join the discreet Lime Crime family for more details on their website.

The Revolution of PPPs in Early Childhood Education

One of Rio de Janeiro’s objectives under the management of Mayor Marcelo Crivella is to create 20,000 new places in daycare centers as well as 40,000 new places in pre-schools by 2020. For this to happen, a Public Private Partnership is encouraged. This partnership will commit to carrying out construction, maintenance upon completion and non-pedagogical services of educational equipment. Felipe Montoro Jens, the specialist in Infrastructure Projects highlighted that they are still in the feasibility studies phase of the partnership.

The plan is to carry out this objective through a PPP where the private partner has full responsibility for construction and administrative maintenance EDIs (Infant Education Units) while City Hall is responsible for the school lunch and the pedagogical part.

The entity that is responsible for providing project modelling consultation services is the IFC- International Finance Corporation. Felipe Montoro Jens explained that the IFC is the largest private sector development institution in the developing world. It aims to apply its financial resources, innovative thinking and expertise to help its partners overcome their financial, political and operational challenges.

The IFC also has the responsibility of providing consultation services analyzing the feasibility of the eventuality of Public Lighting PPP in the capital, Rio de Janeiro. Felipe highlighted that the contract with the institution is R $ 2.1 million.

Law 11,079 of December 2004 created the modality of public contracting. It was then that the general rules for the bidding and contracting of PPPs was established. Now that a possibility of partnership with the private sector has come up, it creates an excellent alternative for the government to fill up the scarce resources when providing public services. This contracting model is based on a contract signed between entities of the public administration and private companies who are responsible for development, construction and operation of public services and goods.

Find out more about Felipe Montoro Jens: http://maringa.odiario.com/politica/2017/03/felipe-montoro-jens-fala-sobre-parcerias-publico-privadas-no-brasil/2348581/